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Head of the Lakes United Way
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Your investment supports the building blocks for a good life in our community.  

Head of the Lakes United Way works hard at building the long-term future and strength of our community by targeting key issues and conditions that, if improved, will have profound positive and lasting impact on our community for years to come. 

INCOME is a crucial component of family stability.  Families should not struggle to make ends meet.  An adequate income will pay for today’s necessities, and saving for the future provides families with a sense of financial stability.

Local programs at these agencies receive funding from Head of the Lakes United Way.

United Way also invests in the areas of Education Health, and Basic Needs.

Community Action Duluth

  • FAIM - Asset Development
    The Asset Development program assists working poor individuals and families (income below 200% of federal poverty guidelines) to move out of poverty, by increasing their assets. The program provides matched savings accounts, financial education, housing, financial, and credit counseling.
  • EITC - Tax Assistance
    Community Action Duluth provides free tax preparation services to low-income Duluthians. Tax sites also provide benefit screening, credit reports and bank accounts.


  • Community Employment Program

    The community employment program provides paid employment and training to people who have a disability and others with barriers to employment.

Lutheran Social Service

  • Consumer Credit Counseling
    This program provides no-cost counseling to families and individuals who are experiencing problems with their finances.

1 Roof Housing Services

  • Homebuyer Education Program
    1 Roof Housing delivers homebuyer education and one-on-one counseling to low-income working families buying their first home in Duluth and contributing to family wealth and neighborhood health.

SOAR Career Solutions

  • Career Development Program
    This program is designed to help men and women who have chronic and severe barriers to employment become economically self-sufficient.
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